How to Collect Your Debts Without Getting Embarrassed By The Person Who Owes?
How To Get Something Without Owe?

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Hello Mas Bro and Mba Bro

Ever owe money to someone?

Talk 11 steps to collect debts till paid of without refusal. Will help us especially who ever been collected in the public.

Hahaha, just be patient.

Life is tough, correct?

When you owe someone cause you don’t have money, but you get collected in front of the people, how it feels?

Not only us but many people wondering “how to collect your debts without getting embarrassed by the person who owes”. Actually, when the people we owe don’t really need the money the Loan Sharks won’t do it that far. But we who owe money should aware of that.

Hmm, okay, now how to collect debts and the person who owe don’t flee. At least you have to determine when debts should be paid till last penny. Below there are 11 steps to collect debts till paid of without refusal:

1. Know The Person

There are many people want to get something with owe. But actually we can get it an other way. So how to get something without owe?

One thing to assure you that the person will pay debts to you is by knowing the person himself.

How come?

Relax, think of this. If you don’t know the person you’ll lend your money, you must think twice, right? Even though there are also people who don’t need to think twice before they give the money. We can’t always refer to those kinds of people. We still need to consider our financial state.

So, before you lend your money, make sure that the person is trustful.

2. Set the Settlement Deadline

“Bro, I please borrow me your money,” said a friend

“How many do you need, Bro?”

“Hmm, you have hundred thousand” replied him quickly

“Yes, I have,”

“But I won’t be able to pay this week, how?”

“Relax, Bro”

Passing few weeks and nothing happens as promised, we get mad.

Hahaha. Ever had this kind of experience? Don’t blame your friend. Cause “relax” word oftentimes misunderstand.

If we lend money to our friend, set the settlement date. It doesn’t mean we’re stingy but it teaches our friend to be more responsible. We have willingly given our money with a trust, same way we have to maintain the trust by giving him/her the deadline to pay it back.

That way, if he/she pays back the money on time or even earlier, we won’t think twice if someday they ask for borrow another money.

True?

3. Consider How Much It Is

The third point is also important. Some of us want to get something with but owe. They do not know how to get something without owe?

If we want to help someone for hat. We have to sure with the person and the settlement date, we have to determine our limit.

For scholar students, ten thousands are still normal. If hundred thousands, it must be clear how much hundred thousand.

For workers, ten thousands is small number, hundred thousand is normal, but if millions, you need to think double.

For employer, official and corruptor must have different limit.

So, if you want to lend your money, step one and three are closely related. If you know the person, you know exactly how much money to lend and how long till he/she pays back.

4. Ask The Purpose

As we have the money, we have a right to ask. Yes, but it doesn’t 100% correct.

For some people, that question has no problem. But for some sensitive persons, this question is not important. It often offends them. But just “entrust the money” is not completely wrong.

5. Make Collateral “If It Has To”

Before we get too far, we need to highlight, “if it has to”. Time could be difficult and money might be less but solidarity must put forward than anything else.

If your friend only owes you ten thousands rupiahs, do you need to make collateral? If the number hit hundred thousand and even millions, yes, you need. That’s why you need to note these points:

• If the nominal exceed your capability, you’d better refuse it and put collateral.
• Don’t put collateral if you don’t trust the person you lend
• Don’t hesitate to ask for collateral if you feel the nominal is high
• Don’t hesitate to refuse the collateral if you trust the person. Even more, the person is your close friend. This will definitely violate Friendship Regulation
• During the grace period, don’t address each other

Money is always been a sensitive case. It can trigger fight, break family bonds, even any criminal actions. Therefore, it must be apprehended, as person who lends and who owes the money.

During the grace period, don’t ever mention about money. Talk other topics. If we can say that grace period is same as menstrual period for woman. It is a sensitive period to create another Second Sampit War.

If you offend the person and he/she feel not respected, it can be the last meeting, and blood will spill and definitely, your load won’t be paid off. Hahaha, we’ll be “marked” as matre.

7. Approaching to Settlement Date but Don’t Remind

The sixth step to collect debts till paid off & without refusal is optional.

For those who has faint-hearted this is not recommended, it’ll be useless. But for those who have a brave heart, iron bones, this sixth point is highly recommended.

Why”

No need to ask why, cause human sometimes forget. Don’t let this phrases comes “When you need help, you remember” and war drum is dinging.

And how?

Use polite language according to EYD “enhanced spelling”. Or if possible, make it as jokes, but don’t mocking. Otherwise, it will create another new problem. There are several options:

• “Bro, don’t forget our love promise’s due tomorrow. Hehehe”
• “Bro, don’t forget our sacred vow tomorrow”

Those two alternatives are enough, you can make your own word. Please do it, don’t let “Oh, I forget it, Bro”.  You take that.

 

8. If Postponed, Stay Relax

Because fortune is something we can’t do anything about it. If someone calls or texts you saying “Bro, I’m sorry, I can’t pay back your money today”.

You reply it with calm and smile,” Relax Bro, then when can you settle?”

This time you can put smiley emoticon to melt the situation.

If the person replies, “I don’t know it yet”

This time, don’t answer, “Relax..”

Reply calmly, “So when do you can?”

The point is don’t close your conversation till you get the final answer of when. Remember to always use friendly and not offensive languages.

9. Take Trading If Necessary

If at the end your friend is unable to pay the debts, even he/she need to turn a statement letter of his/her condition from her neighbor, it’d be better to accept his/her offer to trade with his/her belongings.

Even if the price of the belongings is not equal to what he/she owes to you, little discrepancy, you’d better take it. You must remember that world is spinning. There’d be a time where we are up and down. Who knows tomorrow he/she will be above us. Hahaha.

If we’re willing to disregard the balance, it can make us more respectful. But, what if he/she forget? Hmm, when you’ve let them go, so don’t talk about it anymore.

10. Don’t Do Transaction In Public

“Being collected for our debts in public is like being stripped”

@kekitaan

Waw, that’s embarrassing. It can turn your effort to collect debts till finishes go in vain.

So, the tenth step need no further explain, but you got the point.

11. Never Speaking of This to Anyone

Never forget history. There is exception for the principle of our first president.Soekarno once said this when he never have any debts. After Indonesia was finally in debts and unable to lend money to other countries, then the principle is no longer prevail.

Never talk about this to anyone. It’s enough for both you and your friend who owe you knowing about this. No need to talk to your family, or even announce it through masjid.

“Ehemm hemh,” fixing the throat.

“Wow. America binti Paman Sam has been owing to Indonesia as much as 100 million dollar. So Hawaii will be Indonesians’.”

That’s what right, instead of keeping Sipadan and Ligitan.

Okay, let’s back to the right path. Finally, the last step to collect debt till finish without refusal is “Never Address About Debts to Anyone”.

Huh, finally it’s over. Enjoy the experience & practice with 11 steps to collect debts till paid of without refusal. So, next time you no need to ask how to collect your money without embarrassing the person who owe.

Hope this article helps.

Happy Sharing.

There is little kid outside playing
Indonesian kids usually doing
We know money is not everything
That can make us cheering

Picture Resources:
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www.kilesmono.com accessed at 09.57 AM on Sunday, 24 July 2016
www.kisahqu56.blogspot.com accessed at 09.39 AM on Sunday, 24 July 2016
www.kompasiana.com accessed at 04.43 PM on Friday, 9 September 2016
www.merdeka.com accessed at 09.47AM on Sunday, 24 July 2016
www.sarungpreneur.com accessed at 09.52AM on Sunday, 24 July 2016
www.selipan.com accessed at 04.03 PM on Friday, 9 September 2016
www.shintadarmawan.wordpress.com accessed at 09.58 AM on Sunday, 24 July 2016
www.suluhriau.com accessed at 09.43 AM on Sunday, 24 July 2016